December 27, 2012
I told her she should phone the bank immediately to get the cheques in that book stopped and order another. “Why? Nobody can use them without a bank card and they are not signed anyway” she replied.
I then told her what happened to me earlier this year.
I went to a local computer shop to buy a new hard drive for my laptop, the original one having died on me.
The shop was fairly busy and there was only one young girl serving. I told her what I wanted and she ran into the back of the shop to fetch my hard drive, came back a few minutes later and handed me a small box in a red carrier bag (that’s a clue to the name of the shop).
“Will you take a cheque?” I asked. “No problem” she replied. I wrote the cheque for £199 ($321) and handed it to her whereupon she gave it a quick glance and put it into the till. “Thank you sir, have a nice day” and turned to serve another customer.
“Just a minute” I said, “You didn’t ask me for any form of identification”.
“Well, you look like a honest person so I thought it wasn’t necessary” was the reply.
I told her that I could have been using a stolen cheque book for all she knew, and she had no right to assume that I was honest. Cheek! Anyway I showed her my driving licence just to emphasise the point.
My friend got the message and promptly phoned the bank. It was probably a 100 to 1 chance it could happen to her, but for the sake of a phone call it’s not worth taking a chance. The next day a taxi driver returned the book to the bank, she had dropped it in his cab and another passenger had found it.
Sarah (Rhubarb) on January 1st, 2013 at 9:01 pm #
Absolutely the right way to go. I don’t know about the UK, but on this side of the pond there is a limited amount that is protected by a bank’s fraud insurance (FDIC). Best move is to report it. Even though it’s a pain to change it, a new account number is better than losing a substantial amount of money.
Happy new year Keith; may you continue to thrive and may your sense of humor flourish.
Pat on January 3rd, 2013 at 4:17 pm #
All’s well that ends well:)
Betsy on January 6th, 2013 at 11:53 pm #
I think you look like an honest person, too! haha.
Betsy on January 18th, 2013 at 1:30 am #
I just fell for that fake twitter link Do I really have to go outside? It’s dark and cold! haha.